About

kristinIn 2007, my husband and I realized that we were broke. Deeply in debt and scared, we decided we needed a plan. At first our progress was slow but we rolled up our sleeves and started digging. We’ve paid off over $100,000 in credit cards, car debt, and student loans. We’ve made some mistakes along the way and we still have a long way to go but we are making great progress.

In 2008, I created a blog to discuss our frugal journey. After five years, I decided to more specifically define that journey. Our goal is to become payment free. No more debt, not even the house.

Stop and think what your life would be like if you had no payments. Imagine what you could do. My husband and I have dreamed of that day and we are on our way. I hope I can help you with your journey.

I’m a CPA, college instructor and writer. My husband and I live in Connecticut with our cats: Boo, Ra, Baal and Thor.

Thank you for stopping by to read my blog. I hope our journey can inspire yours.

Frugally yours,

Kristin Ingram

Please note: I reserve the right to delete comments that are offensive or off-topic.

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  • Mrs. 1500

    HOLY COW! $100,000 in debt gone?!? Congratulations! That is wonderful. When the debt is completely gone, it is so freeing! Good luck with your journey. Some will argue that with the cost of mortgages so low, it isn’t worth it to pay off the house, but when it is your money, YOU get to choose what to do with it.

    • Kristin Ingram

      I’ve done projections on the kind of wealth we could build with no mortgage payment. The number of zeros is unreal!