Are you getting all of your rewards?

About a year ago, I was in my bank and saw a brochure for Visa Extras, a rewards program typically available for credit card accounts. I ignored the brochure since I don’t use credit cards. Later, I noticed another brochure for the program while I was in line for a teller. I picked it up and noticed in inside that it was also for debit cards. I signed up immediately.

This was about 11 months ago. As I’ve said, I hate using cash. I use my debit card all the time. With all of the double and triple point promotions throughout the year, I’ve racked up over 18,000 points. At 20,000 points, I can get a $50 gift card.  I know that seems like a lot of points, but I am spending the money anyway. It’s nice to get a little something back, right? There is no fee for the program.

Check with your bank to see if they offer a program like this. Are there other rewards programs you are missing out on? What’s your favorite rewards program?