Saying goodbye and the importance of the baby emergency fund

It’s taken me almost two weeks to build up the courage to write this post. On August 25, we said goodbye to one of our cats. Thor was just six years old when we made the decision to put him down. To say we were devastated would be an understatement. He was a bright light in our lives and the energy in our home.

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This picture is pure Thor. He was curious and loved to play. He made an appearance on the blog a number of times because he got into the pictures I was taking. He loved having his picture taken. He was also loving toward us and everyone who came into the house. He loved to sleep on my hip every night. He was the best friend we could have asked for. Even though he was a good sized cat, he loved standing on my husband’s shoulder.

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Saying goodbye to him was one of the most difficult things I have ever done. We had a very difficult week emotionally after he passed. We are so thankful that we did not have to worry about things financially. We had a number of medical bills that we were able to pay because we had our $1,000 emergency fund. We were able to mourn the loss without the financial burden.

It has been a very difficult two weeks but there is a bright spot. While we can never replace Thor and the amazing friend that he has been to us for the past six years, we decided to get another kitten. We adopted him from a shelter, as we did with our other cats. This is Boriek. I call him Bo.

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We named him Boriek because that is the name of the god of chaos in my husband’s fantasy world. He has lived up to the name extremely well. He is a bit shy but really playful. He gets along with the other cats and they seem to like him even if he is a bit crazy. Watching him play reminds me of Thor as a kitten. Rather than thinking about Thor’s death, I am constantly reminded of his life and how wonderful it was.

There are still times I cry because I miss my friend, as I am while writing this post. Now, the tears end with a smile and a pleasant memory of Thor. As I write this, I think of all the times that he jumped on my desk while I was writing to get a bit of love. He loved to bother me when I was trying to get things done but those moments made me take a break out of my hectic day and relax. He always knew when I needed to take a break.

I miss you Thor, but I will always remember how you changed our lives. I promise to take a break when I need to and remember that life is a gift. Goodbye, my friend.

Why you need an emergency fund

Thor today

A recent picture of Jeff and Thor.

This is Thor. He’s sick. 

Today, I am grateful for our beginner emergency fund. If it wasn’t for that fund, I couldn’t have brought him to the Vet today. I wouldn’t have the money for the overnight stay and the tests that are being run.

That $1,000 emergency fund gives us peace of mind. For now, we just worry about Thor. We don’t know what’s wrong yet. Hopefully, we will know more in the morning.

I know that $1,000 in a savings account doesn’t seem like a lot but right now it’s so important.

UPDATE: Thor came home Thursday at noon. He is still not 100% but we did get him to eat and drink on his own and he had a lot more energy than he did when we brought him to the vet on Tuesday. We are so thankful that we had the $1,000 in the emergency fund and that we have the ability to refill the account next time we get paid. We are very happy to have Thor home.

It doesn’t seem like a lot of money but it is nice to have a small cushion between you and life while you are getting out of debt. It was enough to get us through this emergency and to make sure our cat got the care that he needed.

Meal plan and groceries: Great week at the store

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Thor is inspecting the groceries to make sure everything is safe for human consumption. Good kitty!

I got caught up on some things over the weekend but didn’t have time for grocery shopping. Finally got that done today. I did really well at the store today. Some of my best deals:

  • Split chicken breast, regularly 2.99/lb was .99/lb. Savings:  $7.08
  • Eggs were only .99/dozen
  • 2 boxes of frozen pierogis, regularly 3.19 a box, with sale and coupons I paid $1 per box.
  • 4 boxes of coffee filters, regularly 2.29/box, with sale and coupons I paid .65/box.
  • BBQ sauce was only .49 a bottle after sales and coupons.
  • Chicken grill seasoning was 2.29 per bottle. It was B1G1, plus I had a 1.00 coupon and a .75 coupon. They tripled the .75 coupon, so I got 3.25 off which means they paid me .96 to take it home for them.
  • Carolina rice was 1.oo per bag. I bought four bags. I had two .75 coupons which they tripled. They paid me to take that home, too. I made .50 on that deal.

I love when the store pays me to take things off their hands. There were only two things I bought this week that weren’t on sale, the mushrooms and the peppers. Those are for salads and pizza. Everything else was on sale or I had a coupon, even the store brand stuff which worked out well since I had no idea the lasagna noodles and the stuff I needed for enchiladas would be on sale. Total before coupons and sales: 96.49. Cash paid: 45.43. Total saved: 51.06 or 53%. My coupons savings alone were $15.50 which is a good week for me.

This week’s menu:

Monday: Chicken enchiladas, yellow rice and corn

Tuesday: Crockpot swedish meatballs

Wednesday: Lasagna and salad

Thursday: BBQ chicken and stuffing

Friday: Deep dish pizza

Saturday: Hamburgers

Sunday: Pancakes and sausage