New budget

Jeff and I are starting a new budget this month. Since I started teaching (here’s a shout out to the CCSU students in AC212-02 and AC212-06), I’m making some extra money plus my student loans payments resume in December. We thought now would be a good time to reexamine the budget and look at our savings goals. We’ve been really good about paying down our debt in the last few months and saving for retirement but our emergency savings and replacement savings are really terrible.