Sundays are for distractions

Since we are in the middle of a deep discussion of budgeting, I thought Sunday would be a good day for mild discussion. A few days ago, it hit me. We are nearing the end of September, which means it’s almost October, which means the holidays are right around the corner. I can see some of you rolling your eyes, but I start thinking about gift giving early.

I have to since I make a lot of the gifts that we give for Christmas. I’m a knitter and I’ve finally developed my skills enough that I feel comfortable giving handmade gifts. People love them and it saves us a ton of money. I buy little bits of yarn all year when I find a good sale and now I’m in the midst of holiday knitting.

So, how do you do your holiday shopping? Make them? Buy them? A little of both? Do you shop all year or are you one those trolling the mall on December 24th? Do you put money aside all year or charge and spend the next twelve months paying off last year’s bills. Do you have lists and budgets so that you don’t overspend?

My husband and I are generally pretty last minute but we always make a list and budget for each person. It’s the actual shopping that we aren’t very good at. This year I’m starting early so I can use coupons and sales to stretch our dollars further. When you shop at the last minute it generally costs you more. I have already finished one knitted gift (I got the yarn on sale this summer so the cost was $3.49 for the project) and have started project two (I got this yarn at the same sale for $1). Add a bit of my time while waiting for doctors or watching football, and *POOF*, low cost gifts!

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