Staying motivated

Where did this week go? I can’t believe it’s Friday already.

Sometimes, I think the hardest part of being frugal, staying on budget and paying off debt is staying motivated. It’s hard living like no one else so someday you can live like no one else (Dave Ramsey). You see people around you going on vacation, going to ballgames and concerts, and doing things you wish you could do. There are always going to be things you want and the temptation to spend is always going to be there.

I’ve developed a lot of ways to keep our motivation going. Setting goals and seeing those goals come to fruition is a huge motivator. Last night, we paid off a  debt in our snowball. I can’t tell you how awesome it is everytime we knock one out. We plan what we’ll do with the extra money when everything is paid off.

I don’t go to places where I’ll spend money. I don’t hang out at the mall. I don’t go to bookstores to look around. Those are dangerous places. I find alternative ways to entertain myself.

I surround myself with people who are also motivated. I’ve joined a debt free group on Ravelry (a knitting site I’m a member of). I’ve also joined Living Like No One Else, a forum for people following Dave Ramsey’s plan. Seeing the successes other people are making is really motivating. It’s also a great way to get support if you are tempted to fall off the wagon.

Writing the blog is also huge motivation. I love sharing my wins with all of you and even sharing my frustrations sometimes as well. Helping others helps keep me straight.

How do you stay on task with your financial goals?

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